In a Debt Trap? Want Financial Freedom?:11 Steps to Happiness

The world is full of people who know how to make money, but a very few who know how to keep it! Whether you just joined an employment or started a new business, or if you are an experienced employee or an entrepreneur, knowledge about Personal Finance is a must. This is true especially for those just about to retire from employment or where different generation of Entrepreneurs are managing a business. This book is for those who are uninitiated and would like to learn more.
It primarily guides readers who are either in debt and want to become debt-free or those who want financial freedom, by having passive income streams. The book starts off by looking at the need for Financial Discipline, the pitfalls encountered while doing so and the remedial actions to be taken.
The author then outlines the Yearly/ Monthly budgeting process after checking the monthly expenses. The book gives tips about frugality and how to stay within your means.
Financial Goal Setting and how to execute the Goals are very well explained. Other key takeaways include different Forms of Savings instruments and the importance of understanding your net worth.
It also covers the critical topic of diversifying income streams, different types of insurance, and their pros and cons. The author briefly summarizes the essential steps from debt to Financial Freedom in the conclusion.
This is a good read for ages 18 to 65+, including those retiring soon, anyone looking at Passive Income, etc.