Mangai Mano is the pen name of Mangaiyarkarasi Manoharan, an Information Systems Auditor, Chartered Banker, financial literacy trainer, author, and founder of KiddoFin, an educational initiative created to make money learning practical, joyful, and meaningful for children and young learners.With a strong professional background in banking, cybersecurity, audit, governance, and financial education, Mangai brings a rare combination of real-world financial expertise and child-friendly storytelling. She holds qualifications including B.E. in Computer Science Engineering, MBA in Human Resources, Chartered Banker certification from the United Kingdom, CAIIB, CISA, and a Diploma in Training and Development. Her professional journey across banking, information systems audit, regulatory compliance, cybersecurity, and financial literacy has shaped her belief that children should not learn money only as a theory, but as a life skill.Through KiddoFin, Mangai has been working to simplify financial concepts for students using stories, activities, games, worksheets, simulations, and real-life examples. Her mission is to help children understand saving, budgeting, smart spending, banking, investing, entrepreneurship, financial safety, and responsible money choices in a way that feels natural and exciting. She strongly believes that financial literacy must begin early, because childhood habits quietly shape adult financial behaviour.Mangai is also an NCFE-empanelled Financial Education Trainer and actively conducts financial literacy programs for students, teachers, adults, and communities. Her training work focuses not only on money management, but also on digital financial safety, responsible borrowing, fraud awareness, government financial schemes, and practical financial decision-making. She has a deep passion for taking financial education beyond textbooks and making it accessible to schools, families, and young minds across India.As an author, Mangai blends finance, psychology, humour, Indian family life, and storytelling. Her books are designed to make children think, laugh, reflect, and act. The Wealth Innings by a Young Cricketer: The Psychology of Money for Kids is one such story-led financial literacy book, where money lessons are taught through the life of Raj, a young cricket-loving boy who learns about saving, patience, choices, entrepreneurship, comparison, generosity, and the true meaning of wealth.Mangai’s larger vision is to build a generation of financially aware, confident, ethical, and future-ready children. Through her writing, training, and KiddoFin programs, she hopes to make financial literacy as common and essential as reading, writing, and arithmetic.For her, money education is not about making children chase money.It is about helping them understand life, choices, values, and freedom.
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