Book Name :Carbon Credit Manoj Kumar Rawat is a senior banking and finance leader with over three decades of experience in rural banking, agriculture finance, warehousing, microfinance, ESG, and climate finance. A B.Tech Gold Medallist, M.E., MBA-Finance, and CAIIB, Manoj has worked with prestigious institutions including ISRO, NABARD, Fullerton India, and RBL Bank. He is an alumnus of G.B. Pant University, India, and has completed an Executive Leadership Certificate Program from Cornell University, USA.